Saturday, March 23, 2013

Rental Reimbursement - Insurance Forum

I need some advice.........

I was in an auto accident last month, some guy blew through a stop-sign and t-boned my car.

I walked away with out a scratch, but my car had almost $12,000 of damage.

I reported the accident to the company (GEICO) immediately and they said an inspector would be there within 48 hours. Well, 48 hours and no call from an inspector. 3 days, 4 days, no call. I keep calling Geico and they say he's backed up and will get to me soon. Well, 10 days later he shows up to look at the car.

In the interim, I go out and rent a car. I have rental reimbursement of 30 days/$1,500 on my policy. The car is in the shop and all parts are ordered, but there's one part that's on a "nation-wide backorder" and to date (I'm almost at the end of the 30-day rental) it has not showed up.

So, here's my question: What are my chances of getting GEICO to pay for my rental past the 30 day period? In all fairness, they said they would inspect my car within 2 days, but it took 10 days. At the very least, I think they should pay for those extra 8 days.

And, I rightfully can't blame the insurance company that a part is out of stock, but it may take another few weeks for that part to show up.

Before I call the company, I thought someone might have some ideas on how to go about this.
Thanks........

Source: http://www.insurance-forums.net/forum/p-c-insurance-forum/rental-reimbursement-t51131.html

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